Crypto Market State 2026

🗒️ Description

Overview of the cryptocurrency market in 2026 — what has changed since the 2022 bear market.

Bitcoin ETF — approved in the US (January 2024), traded on major exchanges. BlackRock, Fidelity, and other traditional players entered the market.
Bitcoin halving — April 2024, block reward dropped to 3.125 BTC
Regulation — MiCA in Europe, growing regulatory clarity in the US
DeFi maturation — less speculation, more real-world use cases
AI + Crypto — growing intersection (AI agents managing wallets, on-chain AI)
NFT hype is over — the NFT market has shrunk significantly, only utility-focused projects remain
Luna/FTX aftermath — tightened regulation, centralised exchanges under greater scrutiny

I invest passively, mainly in Bitcoin. No day-trading, no altcoins. Focus on AI and SaaS, not on crypto.